Coilovers & insurance???

Chat about your MKV (6N2) Polo GTi
Post Reply
JKM_GTI
Silver Member
Posts: 325
Joined: Tue Jul 19, 2005 10:07 am

Coilovers & insurance???

Post by JKM_GTI »

Just wondering how you guys insure your coilovers? As my policy only allows 50mm lowering, although my insurance renewal is early next month, my new proposed insurer only allows 50mm. (there the cheapest I have found & believe me I have looked!!!!)

The thing which makes this hard, as I do now have a 1ncb, however it was using a 10 month bonus accelerator, as you are probably aware it makes it very difficult to change insurers after, however I was wondering…..once I have the certificate which shows I have 1 year no claims, surely I can take that to any insurer as proof of one year no claim? Seems to me, as soon as I state it was achieve using a 10 month accelerator they jack the prices up, do I have to tell them this?

Many thanks in advance!
DanDiesel
Sponsor
Posts: 3995
Joined: Wed Aug 31, 2005 10:38 am
Location: Kent Drives: VW Bora Highline

Post by DanDiesel »

i would have thought mate, that once you have a certificate of 1ncb from ur present insurer, then that means u have 1NCB regardless of whether it was a 12 month or 10 month period!!

1yrs NCB is 1yrs NCB in my books! My bro did a 10 month bonus accelerator and i'm pretty sure he had no probs getting his next insurance!

Just tell ur new company that u have 1yrs NCB, as long as u have proof then it shouldn't be a problem!!

Hope this helps
JKM_GTI
Silver Member
Posts: 325
Joined: Tue Jul 19, 2005 10:07 am

Post by JKM_GTI »

DanDiesel wrote:i would have thought mate, that once you have a certificate of 1ncb from ur present insurer, then that means u have 1NCB regardless of whether it was a 12 month or 10 month period!!

1yrs NCB is 1yrs NCB in my books! My bro did a 10 month bonus accelerator and i'm pretty sure he had no probs getting his next insurance!

Just tell ur new company that u have 1yrs NCB, as long as u have proof then it shouldn't be a problem!!

Hope this helps
Someone back this up for me!!!!! :wink:
hot_polo
Bronze Member
Posts: 192
Joined: Wed Jul 27, 2005 9:26 pm

Post by hot_polo »

What DanDiesel said really.

Your taking out the 10 month bonus accelerator because it gets you 1 ncb, its not going to say that its a 10 month bonus accelerator on the certificate you get, so i dont think it matters.
Get the certificate and run mate :wink:
Si_GTi
Moderator
Posts: 5020
Joined: Thu Apr 08, 2004 1:14 pm
Location: Shropshire

Post by Si_GTi »

JKM, if your insurers will allow you to lower your car 50mm, how can they tell if you end up lowering the car a little further, say 60mm? If you factor in the settling of the springs over the first few weeks after fitting, surely it would drop a touch anyway?

To give you an idea, a 60mm drop will have the car sitting just above the tyres, so nice and low whilst still fairly practical for traffic calming speedbumps and multi-storey car parks. Have a look at D-Dub's recent post, he is lowered by about 60mm :wink:
ModifiedMadness
Sponsor
Posts: 6769
Joined: Tue Jun 14, 2005 8:38 pm
Location: Bedford Drives: MK5 Golf R32

Post by ModifiedMadness »

And it looks bloody good 8)
polopowah
Bling Bling Diamond Member
Posts: 3139
Joined: Tue Feb 10, 2004 5:02 pm
Location: Hertfordshire Drives: Ford Puma 1.7 Enjoys: Mowing grass

Post by polopowah »

i'll second that :)
Post Reply