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Posted: Wed Feb 22, 2006 1:41 pm
by polo boi
it's just a risk, just dont b racing around, an if u do crash an ur ok, try an get rid off the mods an change things b4 ur car gets looked at by the insurance ppl, my mate did that
Posted: Wed Feb 22, 2006 8:41 pm
by polopowah
polo boi wrote:it's just a risk, just dont b racing around, an if u do crash an ur ok, try an get rid off the mods an change things b4 ur car gets looked at by the insurance ppl, my mate did that
could be a bit tricky on the M25 hard-shoulder
-Ben-
Posted: Wed Feb 22, 2006 8:49 pm
by ModifiedMadness
polopowah wrote:polo boi wrote:it's just a risk, just dont b racing around, an if u do crash an ur ok, try an get rid off the mods an change things b4 ur car gets looked at by the insurance ppl, my mate did that
could be a bit tricky on the M25 hard-shoulder
-Ben-
Especially when you have to try and find a standard air filter, standard wheels etc
Just declare them all, it's much easier.
Posted: Fri Feb 24, 2006 12:51 am
by DanDiesel
1stcarsapolo wrote:F u c k.... yous all have me really worried now lads. Its something I always kinda forgotten/ overlooked. My tv etc would def affect it I would say.... Never mentioned any mods at all...
most insurance companies will cover a certain value of audio equipment anyway! some say £300 and others have said to me £1500!!!!
Posted: Fri Feb 24, 2006 7:19 pm
by ModifiedMadness
That still wouldn't be enough for me, I'd need about 2-3k worth of cover
Posted: Fri Feb 24, 2006 7:26 pm
by RR Livi
Hmm... i was with Cis for the 1st year i started driving, i was only 18 then, i was only about £900 fully comp on my own, and all they asked me was 'do you have engine mods?' and thats for a 1.3
Posted: Sun Feb 26, 2006 9:20 pm
by alexb
Adrian flux will sort you out.
Not worth not declaring them...anyhting could happen
INS MODS
Posted: Thu Mar 02, 2006 10:39 pm
by martin9aj
I agree... Try Adrian Flux
Posted: Tue Mar 07, 2006 7:25 pm
by DanDiesel
i found adrian flux very expensive for me.
my cheapest quote this year has been tesco!! and they will cover all/any mods as long as i tell them about them!!
Posted: Tue Mar 07, 2006 7:43 pm
by ModifiedMadness
Well to say Adrian Flux are supposed to be a specialist insurer (young drivers in hot hatches etc)
They wouldn't even quote me on the GTi unless I had 1 year NCB or was 21.
Posted: Tue Mar 07, 2006 11:59 pm
by vdubyabush
thing is.. if you aint declared the mods say for example the alloys, when they look at how you crashed they will look at your car and compare it to the description the insurance company have of it.. and they do a spot the difference
then they can void your insurance and you end up paying a lot!!
Posted: Wed Mar 08, 2006 12:00 am
by P20 DUB
im only paying £700 on mine and all mods declared. im only 18.
Posted: Wed Mar 08, 2006 12:03 am
by vdubyabush
am not much above yours
Posted: Wed Mar 08, 2006 12:08 am
by P20 DUB
1stcarsapolo wrote:F u c k.... yous all have me really worried now lads. Its something I always kinda forgotten/ overlooked. My tv etc would def affect it I would say.... Never mentioned any mods at all...
WTF send me a pic of that inteiour . lol
Posted: Wed Mar 08, 2006 6:53 pm
by dragon_green
P20 DUB wrote:im only paying £700 on mine and all mods declared. im only 18.
who's that with?