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Insurance companies - recommendations?
Posted: Fri Mar 11, 2005 12:35 pm
by Krupa
Probably need an FAQ on this, as it comes up loads.
I've had my renewal quote off Adrian Flux.
£944 fully comp
Is that a decent quote?
I'm 21 (22 when the policy starts tho)
I have 3 points on my license for an SP50
Live in Cardiff (reasonably high insurance group)
Policy covers my car and all mods on a like-for-like basis
Inclusive of an owners club discount (10%)
It's £150 cheaper than last year, which is nice.
Are there any other companies I should check out?
Bear in mind lots of companies will insure your modded car, but won't cover your mods like for like.
And if you say go with Endsleigh I will laugh at you!
Posted: Fri Mar 11, 2005 1:11 pm
by carmadaaron
ive heard that liverpool victoria dont really care bout mods...
give them a try
Posted: Fri Mar 11, 2005 4:57 pm
by jj86
Posted: Fri Mar 11, 2005 5:51 pm
by robz
id give Elephant & Admiral a try, they both seem 2 give similar quotes.
Only downside 2 Elephant is that u have 2 pay in 1 lump sum.
Posted: Sat Mar 12, 2005 5:40 pm
by Krupa
Elephant and Admiral are a part of the same company, that's probably why they give similar quotes. In my case though, my car's too modded to get a quote with them!
Norwich Union are out of the question too for the same reason, as are most normal companies.
The joys of having a non-standard car I guess.
Tesco will take extra cash off you for having a modded car, but they'll supply you with standard parts for modded ones if you have a prang. They're also cheap, but no use to me.
I'd have to have the snip to go with Diamond!
I'm gonna try Brentacre next week I think, that's the only one I've yet to try.
Posted: Sat Mar 12, 2005 5:44 pm
by dub envy
Adrian Flux will never get another penny of my money.
Try HIC. They do extra discounts if you subscribe to magazines or if you're part of a club. I got a discount when I gave them my old ClubGTI membership number!!
Bell Direct did me a wicked premium before, but I dont think they do modified...
Posted: Sat Mar 12, 2005 6:05 pm
by ICEYPOLO
try Greenlight too... out the back of PVW etc
Posted: Sat Mar 12, 2005 6:18 pm
by Krupa
dub envy wrote:Adrian Flux will never get another penny of my money.
How come?
Based on my experience with Endsleigh, I'm very wary of insurance companies, I wanna know details!
Posted: Sat Mar 12, 2005 6:18 pm
by robz
how many modifications do u have? Admiral allow 5 i think.
Posted: Sat Mar 12, 2005 6:20 pm
by Krupa
robz wrote:how many modifications do u have? Admiral allow 5 i think.
Quite a few, I got a quote of about £700 from Elephant.co.uk so rang them up and I got to my brake mods (alloys and exterior ones left) before they said they wouldn't insure me..
Posted: Sat Mar 12, 2005 6:36 pm
by hardhitter
Have you tried CIS ? Very good service and don't mind mods like you have. An engine conversion might be a different matter though...
Posted: Sat Mar 12, 2005 6:43 pm
by Krupa
hardhitter wrote:Have you tried CIS ? Very good service and don't mind mods like you have. An engine conversion might be a different matter though...
Who are CIS? I keep hearing it abbreviated but I'm never sure which company it is?
Is it Co-Op?
I'll give anyone a try, but I know Adrian Flux insure conversions as I asked last year. Everyone else I'm asking when I get quotes.
Posted: Sat Mar 12, 2005 7:10 pm
by hardhitter
Yes, CIS are co-operative insurance services. They give good discounts if another memeber of your family has a policy with them.
Posted: Sat Mar 12, 2005 7:20 pm
by Krupa
Cool, I'll give them a try on Monday/Tuesday next week.
