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Insurance comp
Posted: Wed Apr 20, 2005 9:54 pm
by robz
hey all,
I no theres been a good few posts about who every1 is insured with but im having a dilema jst now.
I need 2 insure my new '91 GT with alloys, exhaust lowered susp but as i now have a pending insurance claim my old company (Admiral) dont wanna insure me. So all the quotes ive had have been outrageous! b4 the crash i was paying £600 fully comp, now the cheapest ive come is £1500! WTF!
So im looking for any who has had a claim against them thats got a decent insurance comp 2 try?
Cheers Robz!
Posted: Wed Apr 20, 2005 11:13 pm
by hardhitter
Try CIS, helps if other member of your family etc use them as you get a good discount !
Posted: Wed Apr 20, 2005 11:39 pm
by carmadaaron
liverpool victoria are ok with mods,
give them a try ...
Posted: Thu Apr 21, 2005 12:45 am
by tainmrk3polo
liverpool victoria wouldnt accept any mods on my mates car, anyhting non standard invalidates his insurance apart from wheels
Posted: Thu Apr 21, 2005 9:10 am
by hayesey
carmadaaron wrote:liverpool victoria are ok with mods,
give them a try ...
not any more they aren't. Wont insure modifications anymore by all accounts.
Posted: Thu Apr 21, 2005 10:03 am
by carmadaaron
hayesey wrote:carmadaaron wrote:liverpool victoria are ok with mods,
give them a try ...
not any more they aren't. Wont insure modifications anymore by all accounts.
really? they were i know, but my dad hasnt changed company for a good few years (still with LV) , not up to date with the specs..
ooops!
Posted: Thu Apr 21, 2005 11:15 am
by hayesey
yeah they were always one of the best of modifications, but apparently people have been getting silly renewal quotes through now & people trying to get new quotes have been told they don't like modifications anymore.
I suppose they must think it's not making them money anymore
Posted: Thu Apr 21, 2005 12:21 pm
by PoloGTi
Directline insured me approx. £500 cheaper than anybody else after my crash... I was 23 though!
Posted: Thu Apr 21, 2005 9:07 pm
by robz
I jst went on LV this is wot it said:
Motor Insurance - Quote & Buy Online
We cannot insure:
Motor cycles, vans, pick ups, minibuses.
Cars which have not been manufactured for the UK market e.g. Japanese imports.
Cars which have performance enhancing modifications.
Cars which are used abroad for more than 180 consecutive days.
Cars which are in excess of £100,000 in value.
Cars that are registered and normally kept outside of mainland United Kingdom,
the Isle of Man and the Channel Islands.
Drivers outside the age range of 17 and 79.
so.........
Posted: Thu Apr 21, 2005 9:08 pm
by carmadaaron
performance... hmm.. so does a bodykit count?
Posted: Thu Apr 21, 2005 9:37 pm
by mbenz1
carmadaaron wrote:performance... hmm.. so does a bodykit count?
id say no,
but
they could just as easily shaft you by saying it is a modification to make the car handle better (ie minimising drag) therefore increasing its performance
Posted: Thu Apr 21, 2005 10:24 pm
by robz
yeh it seems like the sort of "technical" reason they wood use.
I tried LV but had 2 laugh, they wanted nearly £3000 4 ma GT!
Posted: Thu Apr 21, 2005 10:28 pm
by W36 EJO
I know I'm an outkast here being one of the UKMKIV lot, but was just having a look around this lovely establishment!
Try Adrian Flux insurance or Egg, I've never been able to beat those two. Adrian Flux is better with the mods.
<Runs away back to the golf forum in fear!>
Posted: Thu Apr 21, 2005 11:47 pm
by Si_GTi
I've heard Adrian Flux to be pretty good, plus they're one of only a few insurers who will quote for cars equipped with NOS
I'm with Direct Line but have no modifications at the moment, for which they tell me I have to be over 25
Posted: Fri Apr 22, 2005 8:45 am
by robz
I know I'm an outkast here being one of the UKMKIV lot, but was just having a look around this lovely establishment!
every1s welcome on here, especially if they can help me out!
I go on UKmkIVs sometimes, im still looking for a second car was lookin @ a Golf.
I'm with Direct Line but have no modifications at the moment, for which they tell me I have to be over 25
Yeh i was looking @ a quote for Direct line but as you say 25over.
I need 2 wait 4 Adrian Flux 2 open up, i went on inet but ive 2 phone them 4 a def price?! (wots the point in a online section?!) Also tried a comp. called 'QuoteAcar' dunno wot the quote will be like but thy let me list mods, ill either be plasently surprised or run away crying
