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You're having a giraffe

Posted: Thu Jul 28, 2005 12:56 pm
by 2Fchris
Got my insurance renewal through today.

£850+ for a 1.3 litre THIRD PARTY FIRE AND THEFT

Where the hell do these insurance companies get their prices!? I am 22 with 3yrs NCB

I paid £350 last year

Posted: Thu Jul 28, 2005 1:04 pm
by PoloCornwall
i got 3 points, i was driving a 1.4 16v polo 100brake, group ten insurance, i was paying 750 a year and im 18, but on daddys insurance hehe,

Posted: Thu Jul 28, 2005 1:04 pm
by dino
Thats crazy

I pay £880 Fully Comp on my 1.4 sport tdi

Posted: Thu Jul 28, 2005 1:25 pm
by 2Fchris
Yeah but this is no diseasel, it's a mk3 GT but the point is how can they more than double my premium?

I'm at the age now where I would like to think I could insure proper cars. G40s etc for a reasonable price. Got to try a few more companies but the problem is I'm limited as to who will insure me due to my mods. A lot of companies won't touch me 'cos of the 70mm suspension kit. :cry:

Posted: Thu Jul 28, 2005 1:32 pm
by dino
I dout my car being a diesel would bring it down loads!

Im 18 with 1yrs ncb....plus i work in the nightclub industry which means i pay a bit more anyway :(

Posted: Thu Jul 28, 2005 1:38 pm
by PhilGTi
Madness, i pay £470 on my GTi, and im only 19.

:o

Phill.

Posted: Thu Jul 28, 2005 1:39 pm
by toXXin
That's ridiculous!

I pay £695 for my Group 16 Cordoba, and I'm 2 years younger than you!

Get shopping around, my friend!

Posted: Thu Jul 28, 2005 1:49 pm
by ste mk1lx
alot of companies will bend over backwards in the first year just to get your business then the following renewal the prices will be unreal my insurance last year was £210 this year they wanted £300 managed to get it for £152 from another company. thats for a 1981 mk1 lx, 29 year old driver with full ncb parked in a high risk area, tpft cover.

Posted: Thu Jul 28, 2005 7:10 pm
by Tahrey1043
endsleigh have sent me a letter telling me that their best possible quote for the astra next year is £700..... well, as i said last year ... "I think NOT!"

3 years NCB on a car that's not vastly higher grouped than the polo, and im 23 going on 24.. seven hundred quid, get out of town. thats more than i paid for my first year (no ncb and a whole lot younger)!

time to get on the blower and start playing companies off each other again... pain in the arse... but two hundred quid is £200 after all.

Re: You're having a giraffe

Posted: Thu Jul 28, 2005 7:18 pm
by Krupa
2Fchris wrote:Got my insurance renewal through today.

£850+ for a 1.3 litre THIRD PARTY FIRE AND THEFT

Where the hell do these insurance companies get their prices!? I am 22 with 3yrs NCB

I paid £350 last year
I'm paying £860 for a modified G40 fully comp, I'm 22 with 2 years NCB and 3 points living in pikey-ridden Cardiff so yeah that's a stupid quote.

Tahrey - tell Endsleigh to f**k off, they're useless.

Posted: Thu Jul 28, 2005 9:54 pm
by amstrange1
Ring Brentacre if you haven't already. And if the 70mm drop's a problem, surely it looks more like 40mm? :wink:

Posted: Thu Jul 28, 2005 10:03 pm
by Petrified
Last year I was paying £1050 on a Civic Type-r I was 25 and had 1 year no claims, I swapped cars to a Golf GTI and it actually went down to the equivalent of £980 a year, my renewal came in at £2200 though, when I phoned up they wouldn't budge although I could do a website quote for £1600, I shopped around and got adrian flux at £960, ok not much better than what I was paying but it allows for mods up to 280bhp! :P

Also get to drive my G40 for free (third party) and any other car. Whether I own it or not. Obviously with owners permission..

With Direct line I had to phone up and pay everytime I wanted to drive it, although it was only £1.50 a day.

Posted: Thu Jul 28, 2005 11:23 pm
by bstardchild
*Coughs - I've bought cars for a lot less than you lot pay for insurance...... My total insurance bill for the whole fleet is just under £700

Mind you I'm old and with ** years NCB (hopefully I'll get me excess back from the t**t who hit me before renewal is due)

Bit I am interested in is a policy where I can insure several cars on one policy - that would save me a packet :wink:

Posted: Fri Jul 29, 2005 1:00 am
by Tahrey1043
i would do krupa, but the wierd thing is that after three straight years of ringing round every insurance company worth a stuff and working them to the bone to get a good package with affordable premiums, they've been the best every time

might change this year of course ;)

they're a bit naff with the whole incident reporting thing though - im convinced they have it on record that ive had a couple at fault smashes (people hitting me in car parks, manic scooterteers, etc)

Posted: Fri Jul 29, 2005 1:20 am
by Petrified
bstardchild wrote: Bit I am interested in is a policy where I can insure several cars on one policy - that would save me a packet :wink:
Read autoexpress issue 867 "we expose 'free' supercar cover loophole" :lol: