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Insurance BARSTEWARDS !

Posted: Wed Sep 28, 2005 4:41 pm
by CalvinGTI
Well its that time again, Insurance is due and its time to make some calls.

Phone LOADS of places and was getting very disheartened with quotes of £1400 and just below. As some of you might remember i got banned last november for 3 months for doing 120mph on the A127 !!!

Adrian Flux came to the rescue though with a quote of £691 Fully Comp + £350 Excess Fully Protected. not bad eh ?

Ive got another couple to phone to just check, but im pretty sure this is going to be the best premium around.

Anyone else been stung with a high premium since having points or a driving ban ?

Cal

Posted: Thu Sep 29, 2005 6:30 pm
by DNK69
Thats a good quote.

Im 23 with 1year no claim. i got my insurance due over the next week or so. Last year when i bought the car i payed 1600 and this year i been quoted 1200. elephant said they would do it for £939 with 400excess and 10month excelerator. thats the best i could find.

Posted: Thu Sep 29, 2005 6:59 pm
by ModifiedMadness
I'm with Elephant, they're the only ones I could find to quote me, and I'm paying... Wait for it, roughly £1819.91 a year on the 10 month Bonus accelerator.

Posted: Thu Sep 29, 2005 8:06 pm
by DNK69
:shock: damn thats bucks. how old r u??do u have any no claims??

Posted: Thu Sep 29, 2005 9:25 pm
by ModifiedMadness
19 with no no claims, basically on my first car I was only a named driver so I could afford it (thus not getting any NCB), now I have my own policy but haven't got any no claims unfortunately.

Posted: Fri Sep 30, 2005 10:14 am
by CalvinGTI
ModifiedMadness wrote:19 with no no claims, basically on my first car I was only a named driver so I could afford it (thus not getting any NCB), now I have my own policy but haven't got any no claims unfortunately.
My £691 was with all my mods declared and with Full No Claims bonus + Protected. . .your mods declared on that quote ModifiedMadness?

Cal

Posted: Fri Sep 30, 2005 7:37 pm
by ModifiedMadness
At the minute I don't have any mods to declare, I'm going to get a quote next week though to have all rubstrips removed and smoothed and splitter painted. How old are you then Calvin?

Posted: Sun Oct 02, 2005 10:54 pm
by dom596
Ha the joy of getting older!! I have full protected no claims and my insurance is £356 fully comp!!! Thats with bell direct. I am 29. Is this old????

Posted: Mon Oct 03, 2005 10:02 am
by CalvinGTI
im almost 25 ModifiedMadness with full no claims and fully protected, my insurance last year was just under £600, so without my ban it prob would gone down past the £500 mark :( ALAS my lead right foot has bumped it up and extra £100 !!!!

NOooooooooooooooooooooooooooooooooooooooooooo !

Ahhh well no matter, wouldnt change my lead right foot for anything !! haha

29 isnt too old dom596 ! me g/f is 32 !!!!

:-p

Cal

Posted: Mon Oct 03, 2005 9:09 pm
by ModifiedMadness
I think lead foot must be a disorder :lol: I find speed addictive to be honest, it's one of those things where you always want more

Posted: Tue Oct 04, 2005 11:25 am
by DNK69
Dom596 how long have u been with bell direct?? how do u find them as a company?have u had any problems with them?

Im thinking of going with them in the next couple of days. oh do u have the 10month accelator??

Posted: Sat Oct 08, 2005 12:51 am
by dom596
just a plain 12 month policy no hidden extras, Are they good? you never know untill you need to claim(touch wood) been with them on and off for years.

Posted: Mon Oct 10, 2005 1:22 pm
by DNK69
Cool im with them now anyway. C how it goes.