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Hi.. new here Insurance for 1.4 16v
Posted: Wed Nov 30, 2005 9:40 pm
by clashman
Has anyone noticed if you put an older relative on your insurance it goes down a lot with some companies.. also i found saying you are a student dropped mine by £50 - nice !
wasn't there someone who paid over £2000 for his on this forum .. wtf
Posted: Thu Dec 01, 2005 7:11 pm
by KITT
Yup, adding my mum onto my 16v dropped it nearly 100 quid to £420
Posted: Fri Dec 02, 2005 8:44 pm
by helios1
Do you guys mean that it costs that much under your grandparents/parents names, or do you mean just add them under your name? 'Cause you only get no claims if its under your name innit?
Posted: Fri Dec 02, 2005 8:46 pm
by Tris
Yep, you only get no claims bonus if you're the main driver.
But for most young drivers, one year's no claims bonus isn't going to save them as much as going on their dads insurance would.
Posted: Fri Dec 02, 2005 9:34 pm
by mysteryboy
The only thing is us being young is we're more likely to crash & drive like maniacs.
Thats why I decided to go on my own as tempting as it was to go with my dad but I didnt want to lose his ncb.
Just incase you crash init... you lose there ncb & they start from scratch aswell...
Posted: Fri Dec 02, 2005 11:30 pm
by DanDiesel
yeah better to go on ur own as soon as possible coz u save more money in the long run as u gain a ncb!
norwich union never give me good quotes!! i think they gave me £4k plus on a mk5 1 litre when i was 18!!
Posted: Mon Dec 05, 2005 2:24 pm
by DanDiesel
hmmm indeed!!!
insurance!
Posted: Mon Dec 12, 2005 8:52 pm
by tomo87
Hi everyone im new here but i love my polo!
maybe norwich union have had a change of heart....i insured myself (18 yr old student) fully comp on my 1.4 16v mk4 for £1300?
dont know if thats any help to anyone!
Posted: Mon Dec 12, 2005 9:36 pm
by Tris
Good price for an 18 year old.
For me, at 19, the cheapest quote I got on my 16v was £1800 but then I do live in London
Or £850 as a named driver....
help me please
Posted: Tue Dec 13, 2005 4:14 am
by poloabt
Hi everyone im new here but i love my polo!
maybe norwich union have had a change of heart....i insured myself (18 yr old student) fully comp on my 1.4 16v mk4 for £1300?
dont know if thats any help to anyone!
hi i av got a quote for my 1.4 16 valve and it is going to cost me over 2000 and am 18 and student please get bk will help me who you have gone with
Posted: Tue Dec 13, 2005 8:47 am
by char
my insurance is about £57 a month with my mam as the policy holder, insurance companies dont like me - 6points, revoked licence, big crash and a claim
so no choice but to have mam as policy holder
Posted: Thu Dec 29, 2005 6:07 pm
by Bucky1.6glx
Hi folks, i'm brand new to the site but liking what I see!
On the subject of insurance, my company (churchill) knocked £50 of my policy for putting my girlfriend on. Even though she's only 21 and has no no claims bonus... Guessing it's because girls are supposed to be better drivers.
So when you get a policy with you as main driver, try sticking your mrs / mum on for a little discount
Posted: Fri Dec 30, 2005 5:00 pm
by omicron
Try Elephant (
http://www.elephant.co.uk). They're very good with young drivers, so long as the car isn't over fast. Can't fault the service either so long as you ring before 6pm (after that, you get routed to India).
Forgot to say, yes, put your mum and dad on as named drivers (so long as they've got good history) and it will go down.