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I'm new, which Polo should I buy?
Posted: Mon Jan 19, 2004 5:04 pm
by SteveB
Hi all,
I'm 19 & have just over £4K to spend on car+insurance, I don't have any no claims & I've got 3 points.
I like the mk4 onwards best, but mk5 seems too expensive at the moment, I am expecting to modify it when funds allow.
Which mk4 should I get, any suggestions are much appreciated,
Cheers Steve
Ps. I'm after more power than a 1.0 & a CL upwards
Posted: Mon Jan 19, 2004 5:15 pm
by david burton
buy mine! a lovely mint (december '98) 1.0L with 33k on the clock, perfect for low insurance (group 3). once i find a 16v for sale then mine will be up for grabs!
http://www.tigerstyle.co.uk/poloforum/v ... php?t=2586
it'll probably depend on the insurance in your area of the world. the mkiv 1.4 is a very capable motor, I would recommend that if you can afford the insurance.
Posted: Mon Jan 19, 2004 6:23 pm
by KarlM
buy mine for £2200! But you'll have to be quick if you want it as theres a couple of people just waiting to get enough money together. If you want so more pics then send us a PM...
Posted: Mon Jan 19, 2004 6:39 pm
by polo2k
just so you know ive met karls moter and shes nice
Posted: Tue Jan 20, 2004 1:50 am
by KarlM
cheers mate
Why dont you buy the MoFo then!
Posted: Tue Jan 20, 2004 12:07 pm
by polo2k
gimme £2200 and i will

Posted: Tue Jan 20, 2004 2:00 pm
by hayesey
lol, just to add my 2p:
buy mine! its a 1.4 CL mk4 with 39,800Miles on it. £2995 ono.
http://www.tigerstyle.co.uk/poloforum/v ... 174c8199e5
cheers,
Paul.
Posted: Tue Jan 20, 2004 8:18 pm
by toXXin
Insurance is the biggest factor here.
My mate is in the same boat, only he's 18 with no NCB and 0 points. He's after a MK4 and has been quoted between £1650 and £2400 for insurance. Funilly enough my friend's old '95 1.6L was cheaper to insure than a '97R 1.4CL.
Get some reg numbers and give it a go.
Insurance costs...
Posted: Wed Jan 21, 2004 12:13 am
by SteveB
I've checked out Hill House Hammond online.
An S red worth £3250:
1.0L -
£1240 Fully Comp -
£922 TPFT
1.4CL -
£1446 FC -
£1094 TPFT
1.6CL -
£1504 -
£1189
1.6GL 75bhp -
£1642 -
£1296
1.4 16v -
£1963 -
£1546
If I shop around a bit I expect I can get it a bit lower, I'll just have to check out if mod's are allowed.
I wouldn't mind going TPFT for the first year so I can manage a 1.4/1.6, but sadly not a 16v

Posted: Wed Jan 21, 2004 9:09 am
by david burton
One worth trying (ring em up) is
www.needtoinsure.co.uk
01623 720081
they offer a superb service, you get free breakdown and when I put alloys on the car then they just increased my excess. Everyone will have their favourites, but it's worth a try?