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Inshurance bugging me

Posted: Sat Nov 13, 2010 8:41 am
by vdub10
Hiya

Got this prob all the stuff i wanna do to my car. for instance lowering (main One),cat back etc i belive i have to tell my inshurance company.
I just wanna no is it nesesarry ? been a young driver i can see that the day i tell them there gonna have my pants down even more. To be honest i wanna be honest with them but lower my car????

any body got any good advice.

tom

Re: Inshurance bugging me

Posted: Sat Nov 13, 2010 4:41 pm
by l0rne
my car is lowered and got loads of stuff waht isnt declared, youll be fine but if u crashed you cant et any money back from them mods

Re: Inshurance bugging me

Posted: Sat Nov 13, 2010 9:10 pm
by vdub10
No money for the mods. Fair enuf but what about inshurance in general. Do they still pay out ?

Tom

Re: Inshurance bugging me

Posted: Sat Nov 13, 2010 9:47 pm
by l0rne
if you dont declare alloys and they get nicked ur screwed
if something gets damaged in a crash what you havent declared e.g. suspension, exhaust, bushes, bodywork etc and their all aftermarket then you wont get a penny

Re: Inshurance bugging me

Posted: Sat Nov 13, 2010 9:49 pm
by vdub10
O stuff it to be on safe side I tell em. Would rather pay more and b safe and inshured.

Tom

Re: Inshurance bugging me

Posted: Sat Nov 13, 2010 9:54 pm
by l0rne
what areyou actually gunna tell them ??

my cousin has a bmw and he got a small spoiler which made insurance go up 400 quid so be careful....

Re: Inshurance bugging me

Posted: Sun Nov 14, 2010 8:17 am
by vdub10
Well I was just gonna tell em I lowered It but don't like the sound of just a spoiler 400. There dreaming. Maby your option is best just do it and keep shssss.

Tom

Re: Inshurance bugging me

Posted: Sun Nov 14, 2010 2:04 pm
by vdub10
done and dusted called inshurance company told em wanted to lower it 40mm. etc etc they said it be extra 30 quid a year.ontop of me usual price.
so thats good.