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Insurance

Posted: Thu Jan 13, 2011 1:47 pm
by poke360
Guys
Im 19 and just coming up to a years no claims. Ive got a 1.0l at the moment and have finally got around to getting coilovers and dishes on it. Ive called the insurance and its going to be over 2000 grand fully comp. Do you guys use a certain company for the Vdubs? Cheers

Re: Insurance

Posted: Thu Jan 13, 2011 1:52 pm
by bradley1983
I take it you delceared the mods? Why?

Im 27 have a 6n2 gti 5 years NCB and I just paid £370 in Dorset but to do it in London was gonna be £599!!! I am with swift cover. They quoted £100 cheaper than anyone else.

Re: Insurance

Posted: Thu Jan 13, 2011 2:21 pm
by poke360
I havnt yet just getting the idea how much its going to be. Just dont want to void my cover. Ill check them out mate cheers.

Re: Insurance

Posted: Fri Jan 14, 2011 5:55 pm
by Verity
Try ...

bell - don't seem to mind mods, just replace bits with original bits if u claim.

Sky insurance - speciase mainly in jap cars I think. But insure all cars and good with mods. my bf a
Got a great deal for his G40.

Brentacre - apparently dnt charge extra for mods

Dimond - apparently good for mods, but apparently not great for claims :S

Re: Insurance

Posted: Sat Jan 15, 2011 2:21 pm
by poke360
Thanks for the suggestions. I go check them out. Think im going third party to save some money.

Re: Insurance

Posted: Sun Jan 30, 2011 7:48 pm
by GeeDub
third party fire and theft came up cheaper than third party only or fully comp for me...
i'm with adrian flux, and i'm gonna be paying 2k a year when i pass... 1.0l polo E, no mods!

i'm sure you've already done this, but i found that putting mum and dad on as named drivers dropped the price a fair bit?

Re: Insurance

Posted: Tue Feb 01, 2011 3:51 pm
by 5509433
When I first got my 1.4 Polo (18), was with Direct Line as they offered a No Claims Bonus for named drivers. I paid £2500 for the year.
However, when finding a cheaper quote a year later Im not allowed to take the No Claims with me.

Currently I'm with Admiral for £1500. Thats fully comp, 1 Accident, in my name, with my mum, dad and girlfriend on the policy.
When its up for renewal in July it will be down to about £600-650. (I've checked, subject to change of coarse.)

I can now get insured on my parents 2.0 Golf TDI for just over £1000!

Insurance for young drivers is a nightmare. Just gotta bite the bullet sometimes.....or get your dad to pay in full and you pay him monthly. Thats what I currently do.