UK-POLOS.NET - THE VW Polo Forum

Hey everyone,

I resent paying interest on these monthly payment deals so want to save up and buy a polo cash.

My question is; can anyone advise me if you get discount from an official VW dealer from buying a car cash? Would they know any off the OTR price?

Are there incentives for paying cash outright?

With peogeot if you buy a 206 you get three years free tax and insurance if you pay monthly .... Yet VW don't seem to offer such good deals?

Has anyone bought a car outright who can give me advice or a link to the best ace to buy?

Thanks for any help. There must be some incentives given by official dealers to get 10 grand in their pockets in one day!

I'm still a good few months away from buying hence me not wanting to phone and be pressured by a dealer directly! May even wait until the next model is announced (would this lower the cost of current models by a bit?)

I managed to get mine at the same price as drivethedeal were quoting. I reckon I could have hammered a bit more discount on the options but reckon I got a reasonable deal. The finance package gets you the usual discount and I think unless you're under 21 or getting a GTI they were offering free insurance.

If you can pay cash for a new car ~ on a debit card or by bank transfer
You can get a good deal from your VW dealer
They don't want to miss out on selling a new car in difficult times and want to gain a new customer who will return for servicing etc.

Find a good dealer with a sales person who will spend time with you if you return for two or three looks ~ ask for them by name if you return to look again
Find the best honest price available elsewhere ~ new cars are available through the carshop to TSB customers ~ hint hint
Don't go around with prices from internet dealers selling unsold cars built for somebody else ~ they will be cheaper but might not be the spec you want
The VW dealer will adjust his markup % to sell you a car but they still have to pay the asking price to VW
and they gain a kind of buying bonus from VW when they order more cars each month or quarter so it all helps them meet the targets

Some times VW will offer good deals through the dealers ~ like the free insurance, but it might be over by the time you get your delivery
Don't push your luck too much, they are in control and know how far they can go and still keep the boss happy
If the salesperson goes off to talk it over to the boss you know that your onto a good thing
Be guided by them and not having a trade in always helps and when it feels right ~ go for it
Good luck

My last dealer experience was with my mate when he was looking for a polo. The dealer at inchcape Bolton was more interested in him financing the car and kept making comments about if he took the car there and then he'd take a cut on his finance commission to make the car cheaper. However... He did give him a black card to something he referred to as a purchase event where you would come down and have one hour with the sales guy to buy a car (finance or not) and by doing so they would do a deal price or equipment wise. The guy told us it was like a cattle market because they have high targets on new cars and this was a win - win for both sides. He declined to go and bought a golf a few days later but based on what the dealer said if your buying brand new cash or not there is definitely negotiation room if their going to get a sale. If one dealer won't try another hope this helps fella

I am a driving instructor, and this is my 2nd New VW, the previous being a Mk6 2009 Golf S.

I have had a Seat Ibiza, and Fiat Grande Punto before and both dealers were happy to give me a discount based on my business, and i had bank loans to buy the cars.
Inchcape Shrewsbury however would not budge on prices, and i went for the VW finance package.
The polo i have now was a write time at right place jobbie.

They had ordered in a batch of 1.2 5 door polo Match so i got an £1100 discount on the list price, but again on finance.

As i normally keep my cars about 2 1/2 years they gave me a 5 year deal to keep the monthlies down, and after 1/2 way i can take car back and hand it back.
Thats what i did with the Golf and as i had extra on top to clear off previous loan for Punto, i felt i had a good deal there.

The best advice is get the best discount you can, even if using finance.

after 3 months you can pay it off

fees and interest will be minimal

Thanks for the tip. . .i never knew you could pay it off I thought you'd to go the full way!

I see a few 2010 models that are around 6,500-7,500 and am wondering maybe if I take a trip to the dealer and offer cash and 9N3 trade in what kind of deal I'd get.

Wonder could I get a 7,500 Polo for £4000-4500 cash if I also gave them my 9N3.

I tend to agree with "franko247g" - though my experience is 11years old as I took the alternative route for saving money at that time, ie personal imports from Holland. That does not seem to be a useful route nowadays though! Like you, I tend to gather up money and convert it into a car without finance - though I must say I'd think that that is not worth doing under the present economic climate, so maybe lock your savings away for a couple of years and take the finance offered. One thing though, when I was presented with this dilema back in 1988 when buying a new special order Orion 1.6i Ghia and Ford offering "good" finance deals, I talked to my bank to see what they could offer and why I should chose them over Ford finance - the answer was, " we will be giving you a personal loan which could be terminated early with out any penalties" - "Ford finance will give you hire purchase and will charge for early termination as that is how they make money". Interestingly or not, I took the bank loan, sold my previous car, went back to bank two months later as "agreed" and asked to stop the loan - they could not do it without charging me penalties - when I suggested I'd lift my cash and leave them, they opened a special account then went into the red immediately with the remaining "not needed" years of interest - then they "zeroed" that account and closed it, they were very sorry and I was a bit annoyed. So that is what can happen! Think about, for the past 35 years, who is the most important person in a dealership, the dealer principle - NO, the finance guy - YES! You can find "slack" times in the month and the year and make use of that to get the best deal. Also, maybe consider getting a price online from a "provider" as after charges, they might end up getting better deals by buying a few cars at a time, but take care as you might end up buying what you are given and not what you ordered.

I still think in "bad" times that VW UK require you to pay up or walk - a bit arrogant, but they seem to get off with it!

I just don't like finance! I really don't.

I've basically talked myself into a used version with 12,000 miles. It's 7 and a half grand.

I'm going to say I'll pay £5000 cash PLUS my current car. That's the lowest in can go.

If they say "No" then that's fine. . .ill just cry myself to sleep and try to get over it

I have recently purchased a Polo R-Line from my local dealer and it certainly wasn't made to feel a special experience as buying a new car should be. The dealer was just not interested in me as a car buying customer only as a 'finance' buying customer. When I explained I did not want any finance the mood towards me changed. It is so sad when they work on commission trying to sell you everything under the sun (finance, gap, g3 , autoglym, service plan, car protection pack, etc etc etc) its as though the car is irrelevant.

To make matters worse after 400 miles the car had to go back with a fault and the bloody dealers damaged the car !!!!!!!!!!!! Still awaiting fix

"tilzer", that is the very reason, along with ridiculously high (VW UK) costs charged for factory fitted options, why I "walked" and played the personal import game. Across in mainland Europe, well at least Belguim and Holland, you, as a potenial customer, are treated like a customer - a very enjoyable experience. Alas it seems that route, which still open, will not end up with you saving much money on a "spec'd up" new car ordered from the factory, and VAG dealers are not allowed to accept them as trade-ins as "they are built from foreign parts" - strange that, I did not think VAG would have a special supply chain and factory for UK market cars, but they would have you believe they do - idiots!

I have to stick up for VW. I went into Isaac Agnew and the guy was just amazing. I was made to feel very special, even as a used car customer.

He ended up essentially giving me a bit more than We Buy Any Car for my car as he knew I was desperate for it. And even though I was still £400-500 quid short they knocked it off if I took a finance option (which I can clear after one month).

I even got flowers lol.

I guess it all depends on the dealer; as even when we'd finished and were doing the handover, the manager came out and shook my hand and thanked me for my business.

I'd definitely recommend them and go back when I'm upgrading!

Hi, I know this post was a while ago but i bought my polo 2/3 months ago and took in a quote from broadspeed.com which they tried to match as close as possible if not beat it. I also wanted to pay cash but if i took the finance out VW gave me £2000 cash back to do with what I like, all i had to do was keep the finance running for 2 months then pay the £50 cancellation fee, so was just under 2000 but not bad for free money also with taking out the finance package at 6% I was given 3 years worth of servicing for free which is worth around £800 so worked out well for me