UK-POLOS.NET - THE VW Polo Forum

Evening all,

Just wondering who has reached positive equity in there Polo GTI and at what month they achieved it, deposit etc.

I am currently 21 months into my 3 year pcp and considering swapping it in for new car in March.

Any feedback would be great.

Kinda depends how long you took the PCP over and how much you put down TBH.

If you put a modest deposit down and are nearly 2 years in Id suggest you are probably getting close to break even...perhaps even have a little money in the car.

I think my car (May 2015 Pure White 3 door manual, 40k miles, lots of spec, full history and largely immaculate) CAP'd around 10.5k trade clean a few months back....so its probably worth 12.5k-ish retail/private sale. Id say if you owe less than 11k on the car now you are probably in a reasonable position...depending on its mileage, spec and condition.