You're having a giraffe

2Fchris · Post by **2Fchris** » Thu Jul 28, 2005 12:56 pm

Got my insurance renewal through today.

Â£850+ for a 1.3 litre THIRD PARTY FIRE AND THEFT

Where the hell do these insurance companies get their prices!? I am 22 with 3yrs NCB

I paid Â£350 last year

PoloCornwall · Post by **PoloCornwall** » Thu Jul 28, 2005 1:04 pm

i got 3 points, i was driving a 1.4 16v polo 100brake, group ten insurance, i was paying 750 a year and im 18, but on daddys insurance hehe,

dino · Post by **dino** » Thu Jul 28, 2005 1:04 pm

Thats crazy

I pay Â£880 Fully Comp on my 1.4 sport tdi

2Fchris · Post by **2Fchris** » Thu Jul 28, 2005 1:25 pm

Yeah but this is no diseasel, it's a mk3 GT but the point is how can they more than double my premium?

I'm at the age now where I would like to think I could insure proper cars. G40s etc for a reasonable price. Got to try a few more companies but the problem is I'm limited as to who will insure me due to my mods. A lot of companies won't touch me 'cos of the 70mm suspension kit.

dino · Post by **dino** » Thu Jul 28, 2005 1:32 pm

I dout my car being a diesel would bring it down loads!

Im 18 with 1yrs ncb....plus i work in the nightclub industry which means i pay a bit more anyway

PhilGTi · Post by **PhilGTi** » Thu Jul 28, 2005 1:38 pm

Madness, i pay Â£470 on my GTi, and im only 19.

Phill.

toXXin · Post by **toXXin** » Thu Jul 28, 2005 1:39 pm

That's ridiculous!

I pay Â£695 for my Group 16 Cordoba, and I'm 2 years younger than you!

Get shopping around, my friend!

ste mk1lx · Post by **ste mk1lx** » Thu Jul 28, 2005 1:49 pm

alot of companies will bend over backwards in the first year just to get your business then the following renewal the prices will be unreal my insurance last year was Â£210 this year they wanted Â£300 managed to get it for Â£152 from another company. thats for a 1981 mk1 lx, 29 year old driver with full ncb parked in a high risk area, tpft cover.

Tahrey1043 · Post by **Tahrey1043** » Thu Jul 28, 2005 7:10 pm

endsleigh have sent me a letter telling me that their best possible quote for the astra next year is Â£700..... well, as i said last year ... "I think NOT!"

3 years NCB on a car that's not vastly higher grouped than the polo, and im 23 going on 24.. seven hundred quid, get out of town. thats more than i paid for my first year (no ncb and a whole lot younger)!

time to get on the blower and start playing companies off each other again... pain in the arse... but two hundred quid is Â£200 after all.

Krupa · Post by **Krupa** » Thu Jul 28, 2005 7:18 pm

2Fchris wrote:Got my insurance renewal through today.

Â£850+ for a 1.3 litre THIRD PARTY FIRE AND THEFT

Where the hell do these insurance companies get their prices!? I am 22 with 3yrs NCB

I paid Â£350 last year

I'm paying Â£860 for a modified G40 fully comp, I'm 22 with 2 years NCB and 3 points living in pikey-ridden Cardiff so yeah that's a stupid quote.

Tahrey - tell Endsleigh to f**k off, they're useless.

amstrange1 · Post by **amstrange1** » Thu Jul 28, 2005 9:54 pm

Ring Brentacre if you haven't already. And if the 70mm drop's a problem, surely it looks more like 40mm?

Petrified · Post by **Petrified** » Thu Jul 28, 2005 10:03 pm

Last year I was paying Â£1050 on a Civic Type-r I was 25 and had 1 year no claims, I swapped cars to a Golf GTI and it actually went down to the equivalent of Â£980 a year, my renewal came in at Â£2200 though, when I phoned up they wouldn't budge although I could do a website quote for Â£1600, I shopped around and got adrian flux at Â£960, ok not much better than what I was paying but it allows for mods up to 280bhp!

Also get to drive my G40 for free (third party) and any other car. Whether I own it or not. Obviously with owners permission..

With Direct line I had to phone up and pay everytime I wanted to drive it, although it was only Â£1.50 a day.

bstardchild · Post by **bstardchild** » Thu Jul 28, 2005 11:23 pm

*Coughs - I've bought cars for a lot less than you lot pay for insurance...... My total insurance bill for the whole fleet is just under Â£700

Mind you I'm old and with ** years NCB (hopefully I'll get me excess back from the t**t who hit me before renewal is due)

Bit I am interested in is a policy where I can insure several cars on one policy - that would save me a packet

Tahrey1043 · Post by **Tahrey1043** » Fri Jul 29, 2005 1:00 am

i would do krupa, but the wierd thing is that after three straight years of ringing round every insurance company worth a stuff and working them to the bone to get a good package with affordable premiums, they've been the best every time

might change this year of course

they're a bit naff with the whole incident reporting thing though - im convinced they have it on record that ive had a couple at fault smashes (people hitting me in car parks, manic scooterteers, etc)

Petrified · Post by **Petrified** » Fri Jul 29, 2005 1:20 am

bstardchild wrote: Bit I am interested in is a policy where I can insure several cars on one policy - that would save me a packet

Read autoexpress issue 867 "we expose 'free' supercar cover loophole"

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