Stupid Insurance!

tom16v · Post by **tom16v** » Wed Apr 14, 2004 6:51 pm

cant believe it! was gonna get sum lowerin springs fitted b4 gti international. phoned my insurance to let them know n they sed they cant insure cars with modified suspension! my policys not up til november so it looks like im gonna av2 wait til then n swap insuranc companies. gonna luk in2 upgrading the ICE now!

any1 else had this problem with insurance?

tempo · Post by **tempo** » Wed Apr 14, 2004 7:54 pm

yeah i had an insurance quote for my mk4 polo nothing done to it just standard it cost me Â£1765!!!!!

Petrified · Post by **Petrified** » Wed Apr 14, 2004 8:13 pm

Which company are you with?

I'm with Tesco who were the cheapest at the time, but I want to fit a new exhaust & chip. It costs $$$'s

Funny how they didn't charge me for bigger alloys or lowering.

I renew in june so I'll be phoning around, no doubt.

James.

tom16v · Post by **tom16v** » Thu Apr 15, 2004 12:02 am

i'm with prudential,they were the cheapest i could find, i'm payin just under a grand at the mo! they didnt charge me for alloys either but i think it was cos the gti comes wit 15's so they know it fits the car!

SundeepTT · Post by **SundeepTT** » Thu Apr 15, 2004 11:02 pm

try... if you havent

www.confused.com who search for you

and

www.frizzell.co.uk

some good quotes from these......

Mk4_Scotland · Post by **Mk4_Scotland** » Sat Apr 17, 2004 11:59 am

try elephant - me and my mate are with them - he has a MK2 Golf GTi 8V and its costing him just over Â£1200 me on the polo - nothin listed and in my own name Â£745!

thats THEE cheapest i could find!
p.s. both of us 19 with no NCB and this is our first policys - both are fully comp in our own names!

carmadaaron · Post by **carmadaaron** » Sat Apr 17, 2004 12:09 pm

im 18 and got quoted Â£1800 from norwich union!

for a brandnew 1.2 twist.

wrighty · Post by **wrighty** » Sat Apr 17, 2004 12:15 pm

Get insured with Adrian Flux. I shopped round for quotes to fit a 20v turbo engine with koni springs and shocks alloys Â£600.00 worth of Ice into an S req worth Â£4000.00. Im 23 with 1 years no claims and an SP30. HIC quoted Â£3000.00 fully comp and Â£2100.00 third party fire and theft but Adrian flux quoted me Â£1400.00 fully comp and Â£745.00 third party fire and theft. other insurance companies wont insure you for modifications until your over 25. Any planned mods for the future ask your insurance company first to see where you stand.

carmadaaron · Post by **carmadaaron** » Sat Apr 17, 2004 12:17 pm

do they have a website?

wrighty · Post by **wrighty** » Sat Apr 17, 2004 12:24 pm

yes you can fill in the online form but its best to give them a ring. the phone numbers on the website. if you plan any future mods in the next twelve months ask them and see where you stand. It'll probably be the best quote as ther a specialist for young drivers with modded cars.

carmadaaron · Post by **carmadaaron** » Sat Apr 17, 2004 12:37 pm

cheers,

ill phone them later on

SpikeyG40 · Post by **SpikeyG40** » Sat Apr 17, 2004 1:06 pm

i'm with a company called HIC! u have to be 19 to be with them but they halved my insurance! plus, told them i was getting an induction kit n that didn't change the price at all! always a nice feeling!
regards
doug

wrighty · Post by **wrighty** » Sat Apr 17, 2004 1:09 pm

adrian flux are still cheaper with certain mods.

KarlM · Post by **KarlM** » Sat Apr 17, 2004 3:33 pm

Liverpool Victoria wont charge your for engine mods that dont increase the cc of the engine (excluding NOS) and seem to be the most competitive. Adrian Flux will only insured a modded car if your over 21

carmadaaron · Post by **carmadaaron** » Sat Apr 17, 2004 3:52 pm

yeah liverpool victoria dont care about mods. but is costing me Â£2200!