Finance and warrenties

[gavin2k13]

What's the rules on modifying a financed car. On vw finance. I wanna put some coilovers and exhaust system on my polo but I wanna get some opinions on what could happen ect. It's just had its 10k service with vw and nothing was said about hids and other bulbs I've changed and stickers ect

Some advice please

[alexperkins]

Changing the suspension and exhaust will invalidate the component warranty on those parts

You will probably also find that VW finance do not allow modifications to take place - after all, its not your car till its paid off.

[lancslad1985]

I've got mine on finance and can confirm this - it'll invalidate your warranty with some parts and they don't like you fiddling with it whilst it isn't paid off. Certain things like exhaust tips are ok, but changing the suspension and exhaust system wouldn't be allowed. I know because I asked my VW stealership!

[rsmagee]

Just a point, it is your car, you are being lent the money. They may still forbid modifications as part of the deal. I have gone with the mantra of nothing that permanently changes the car

[gavin2k13]

So many different opinions I've heard from different sites ect there's nothing in the contract that says about modifying it only that it can't be used for business and rallies ect

[alexperkins]

Just a point, it is your car, you are being lent the money. They may still forbid modifications as part of the deal. I have gone with the mantra of nothing that permanently changes the car

Depends on which finance option you have chosen. Some of they you don't own the car.

[Redline]

Just a point, it is your car, you are being lent the money. They may still forbid modifications as part of the deal. I have gone with the mantra of nothing that permanently changes the car

Depends on which finance option you have chosen. Some of they you don't own the car.

Indeed. With both VW Solutions (PCP) and Hire Purchase you're not the legal owner until you make the final payment. Up until that point you're just leasing/hiring the car from VW Finance company.

[gavin2k13]

Sadly I'm hire purchase