Any benefit to staying on finance?

[MrcPl]

Hi all,

I recently bought a used 2017 Polo 1.2 TSI Bluemotion from a VW dealership.

I bought on finance to take advantage of the extended 2 year warranty and services etc. and planned to pay off the finance early.

Before I do, I just wondered if there is any benefit to staying on finance? Are VW more responsive to problems if they're owed money?! Or any other reason? The interest over the period will be about £500 extra.

Any advice gratefully received.
Cheers

[RUM4MO]

I'd think that if that car had been bought new with finance, VW Group might have an improved interest in it if things went wrong, but at over 2 years old, all the early niggles should have occurred and so now you are getting into early wear out issues only, which VW should attend to, so I'd be very temped to dump that finance.

[MrcPl]

Thank you RUM4MO, that makes perfect sense.