Insurance on a GTi..

daa709 · Post by **daa709** » Mon Jun 23, 2008 7:43 pm

Just called up my insurance company about a quote for the same deal I have now but on a polo GTi.. (basically I'm a named driver along with the rest of the family, with my mum as the registered driver)

They will insure for Â£390 (for my mum, dad, bro and sis - who are much older), but without me on the named driver list as I have to be 21 with at least 2 years no claims etc for the GTi! (I'm 19)

I'm a bit disappointed as I really want one, and VW are offering me one to swap for my current Polo, but I'm wondering, what are the insurance quotes like for the GTi owners on the forum? And more importantly, anyone under 21??

Cheers,
David

whitegtipolo · Post by **whitegtipolo** » Mon Jun 23, 2008 9:24 pm

Dunno , you will have to ring around i recon on your own your looking at Â£3000 buddy! My friend who is 18 has just got a 2007 plate astra 1.4 basic and its Â£2700!!!

I had to wait till i had 3years NCB and 22 and for me and her its Â£850 fully comp!

Jeff GTi · Post by **Jeff GTi** » Mon Jun 23, 2008 10:38 pm

im 23 with 2 years ncb, (no convictions or bumps, always just been a names driver on other cars) and my insurance with everything declared is Â£731.30 a year

i imagine a lot will depend on your crime rating for your area, given by the post code

Sershen · Post by **Sershen** » Mon Jun 23, 2008 10:41 pm

I'm also 23, but with 5 years NCB and 5 points on my licence. Fully comp costs me Â£800, would be less but I live in South London

KennyPOLO_Gti · Post by **KennyPOLO_Gti** » Tue Jun 24, 2008 8:21 am

Am Â£438 fully comp, 23yrs old. Thats with 3yrs NCB. Due in Sept so will be 4yrs NCB (touch wood) so should be a bit less again.

Rich_T · Post by **Rich_T** » Tue Jun 24, 2008 1:58 pm

thats a very good price kenny

ive got 11 years no claims bonus and i pay Â£430, it is protected no claims tho

might be the area i live in that doesn't help also

KennyPOLO_Gti · Post by **KennyPOLO_Gti** » Tue Jun 24, 2008 3:07 pm

Yeah I know. thats thro elephant, put down I put it in garage, 10000 miles a year and put my mum n dad on it too as 2nd drivers which brings the price down.

Harnz · Post by **Harnz** » Tue Jun 24, 2008 4:39 pm

im 18 and a named driver with just my mum as 1st driver n dad mines 2k tho

but im stil insured and thats no that bad in terms of my age and what not

Dink · Post by **Dink** » Tue Jun 24, 2008 5:30 pm

i pay 400 for my gti with direct line but thats 26 and 7 NCB

Harnz · Post by **Harnz** » Tue Jun 24, 2008 9:07 pm

prices also depend on the area you live in

bramley · Post by **bramley** » Tue Jun 24, 2008 10:08 pm

1800 with bell and i was 18 when i had mine

Harnz · Post by **Harnz** » Tue Jun 24, 2008 10:10 pm

yh mines 2k wid dem and elephant

depends on were u live plus insurance prices keep changing

M@Turner · Post by **M@Turner** » Tue Jun 24, 2008 11:11 pm

I'm paying just short of Â£1000. I'm 22 with 0 NCB and 3 points!

I'm hoping for a drop of Â£100 when my renewal is due!

daa709 · Post by **daa709** » Wed Jun 25, 2008 11:06 pm

Happy days!

Got quoted Â£1200 on elephant.co.uk for me as main driver fully comp. Rang them after internet quote, and they said if my mum was the main driver, it would be at least Â£200 cheaper.

Still doesn't beat current insurance, Â£370 w/ direct line on a 1.4.

I'm going in to VW this friday...

andy947 · Post by **andy947** » Thu Jun 26, 2008 8:15 am

The Polo is good, but it is not Â£1200+ a year on insurance good!!!!